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Family Trust rates: up to 5.00% APY

credit union · NCUA CHARTER 11554 · www.familytrust.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Christmas Club Savings Account$0 0.05%APY2026-11-01 since 2026-11-01
Education Savings Account$100 0.05%APY2026-11-01 since 2026-11-01
Explorer's Club Savings Account$5 0.05%APY2026-11-01 since 2026-11-01
Health Savings Account$0 0.05%APY2026-11-01 since 2026-11-01
IRA PayBack Savings Account$20,000 2.25%APY2026-11-01 since 2026-11-01
IRA PayBack Savings Account$100,000 3.00%APY2026-11-01 since 2026-11-01
IRA PayBack Savings Account$250,000 3.25%APY2026-11-01 since 2026-11-01
IRA PayBack Savings Account$500,000 3.75%APY2026-11-01 since 2026-11-01
IRA PayBack Savings Account (Traditional)$0 1.00%APY2026-11-01 since 2026-11-01
IRA Savings Account (Traditional, Roth, SEP)$0 0.05%APY2026-11-01 since 2026-11-01
PayBack Savings Account$0 1.00%APY2026-11-01 since 2026-11-01
Prime Share Savings Account$5 0.05%APY2026-11-01 since 2026-11-01
Special Club Savings Account$0 0.05%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
3-Month CD3 Month · $500 0.05%APY2026-11-01 since 2026-11-01
3-Month CD3 Month · $20,000 0.05%APY2026-11-01 since 2026-11-01
3-Month CD3 Month · $100,000 0.05%APY2026-11-01 since 2026-11-01
6-Month CD6 Month · $500 0.10%APY2026-11-01 since 2026-11-01
6-Month CD6 Month · $20,000 0.10%APY2026-11-01 since 2026-11-01
6-Month CD6 Month · $100,000 0.10%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates6 Month · $500 0.10%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates6 Month · $20,000 0.10%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates6 Month · $100,000 0.10%APY2026-11-01 since 2026-11-01
9-Month CD9 Month · $500 3.25%APY2026-11-01 since 2026-11-01
9-Month CD9 Month · $20,000 3.25%APY2026-11-01 since 2026-11-01
9-Month CD9 Month · $100,000 3.25%APY2026-11-01 since 2026-11-01
1-Year CD12 Month · $500 4.50%APY2026-11-01 since 2026-11-01
1-Year CD12 Month · $20,000 4.75%APY2026-11-01 since 2026-11-01
1-Year CD12 Month · $100,000 5.00%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates12 Month (Roth and SEP also available) · $500 4.50%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates12 Month (Roth and SEP also available) · $20,000 4.75%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates12 Month (Roth and SEP also available) · $100,000 5.00%APY2026-11-01 since 2026-11-01
2-Year CD24 Month · $500 4.00%APY2026-11-01 since 2026-11-01
2-Year CD24 Month · $20,000 4.00%APY2026-11-01 since 2026-11-01
2-Year CD24 Month · $100,000 4.00%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates24 Month · $500 4.00%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates24 Month · $20,000 4.00%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates24 Month · $100,000 4.00%APY2026-11-01 since 2026-11-01
4-Year CD48 Month · $500 3.75%APY2026-11-01 since 2026-11-01
4-Year CD48 Month · $20,000 4.20%APY2026-11-01 since 2026-11-01
4-Year CD48 Month · $100,000 4.40%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates48 Month · $500 3.75%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates48 Month · $20,000 4.20%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates48 Month · $100,000 4.40%APY2026-11-01 since 2026-11-01
5-Year CD60 Month · $500 3.75%APY2026-11-01 since 2026-11-01
5-Year CD60 Month · $20,000 4.20%APY2026-11-01 since 2026-11-01
5-Year CD60 Month · $100,000 4.40%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates60 Month · $500 3.75%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates60 Month · $20,000 4.20%APY2026-11-01 since 2026-11-01
Traditional IRA Certificates60 Month · $100,000 4.40%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
IRA Money Market Account$20,000 2.00%APY2026-11-01 since 2026-11-01
IRA Money Market Account$100,000 2.75%APY2026-11-01 since 2026-11-01
IRA Money Market Account$250,000 3.00%APY2026-11-01 since 2026-11-01
IRA Money Market Account$500,000 3.50%APY2026-11-01 since 2026-11-01
IRA Money Market Account (Traditional, Roth)$1,000 0.75%APY2026-11-01 since 2026-11-01
Money Market Account$0 0.75%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Fresh Start Checking Account$0 0.00%APY2026-11-01 since 2026-11-01
Loyalty Checking$0 4.25%APY2026-11-01 since 2026-11-01
True Choice Checking Account$0 0.00%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.familytrust.org/services/member-services/rates.html2026-11-02 00:23 UTC ok2c65674467c1
www.familytrust.org/personal-banking/personal-accounts/personal-saving2026-11-02 00:23 UTC okaaa0c824c01d