Firelands rates: up to 4.00% APY
credit union · NCUA CHARTER 11674 · www.firelandsfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| All other Share Accounts | $100 · rates dated 1 May 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas Club Plus Account | $0.01 – $499.99 · rates dated 1 May 2026 | 1.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas Club Plus Account | $500.00 – $1,499.99 · rates dated 1 May 2026 | 1.09% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas Club Plus Account | $1,500.00+ · rates dated 1 May 2026 | 1.19% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $100.00 – $9,999.99 · rates dated 1 May 2026 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $10,000.00 – $24,999.99 · rates dated 1 May 2026 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $25,000.00+ · rates dated 1 May 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Round Up Savings Account | $0.01 – $24.99 · rates dated 1 May 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Round Up Savings Account | $25.00+ · rates dated 1 May 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Savings Account | $5 · rates dated 1 May 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 months · rates dated 1 May 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 months · rates dated 1 May 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Kid’s & Teens Club – 12 months | 1 year · rates dated 1 May 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Saver Youth Share Certificates | 12 months · rates dated 1 May 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Kid’s & Teens Club – 24 months | 2 years · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 30-Month CD | 30 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 months · rates dated 1 May 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $5,000.00 – $24,999.99 · rates dated 1 May 2026 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000.00 – $49,999.99 · rates dated 1 May 2026 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000.00+ · rates dated 1 May 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Preferred Checking | $0.01-1,499.99 · rates dated 1 May 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Checking | $1,500.00+ · rates dated 1 May 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firelandsfcu.org/rates/ | 2026-11-02 02:53 UTC | ok | 6cf729ec79d2 |