Bayer Heritage rates: up to 4.300% APY
credit union · NCUA CHARTER 11836 · www.bayerhfcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Savings Account | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Vacation Club | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 1-Year CD | 12 Months | 4.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificate Specials | 12 Months | 4.200% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 12 Months | 4.100% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month | 4.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 18 Months | 4.100% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 4.050% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 24 Months | 4.150% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 4.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 36 Months | 4.200% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 4.150% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 48 Months | 4.250% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 4.200% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 60 Months | 4.300% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bayerhfcu.com/invest/rates/dividend-rates | 2026-11-02 00:23 UTC | ok | f5cd74a3effb |