Bmi rates: up to 3.79% APY
credit union · NCUA CHARTER 1199 · www.bmifcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Deposit Rates with Online Disclosure | BMI Change Jar: Tier 1 · from $1 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Club | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Share Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month Share Certificate | 3 months | 2.49% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Share Certificate | 6 months | 3.34% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Share Certificate | 1 year | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month Share Certificate | 18 months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month Share Certificate | 2 years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month Share Certificate | 30 months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Share Certificate | 3 years | 3.64% | APY | 2026-11-01 | since 2026-11-01 | |
| 42 Month Share Certificate | 42 months | 3.64% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month Share Certificate | 4 years | 3.74% | APY | 2026-11-01 | since 2026-11-01 | |
| 54 Month Share Certificate | 54 months | 3.74% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month Share Certificate | 5 years | 3.79% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Platinum Plus Money Market | 2.33% | APY | 2026-11-01 | since 2026-11-01 | ||
| Plus Money Market: Tier 1 | 1.60% | APY | 2026-11-01 | since 2026-11-01 | ||
| Plus Money Market: Tier 2 | 1.80% | APY | 2026-11-01 | since 2026-11-01 | ||
| Plus Money Market: Tier 3 | 2.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bmifcu.org/print_rates.html | — | http-error | |
| www.bmifcu.org/rates.html | 2026-11-02 00:53 UTC | ok | ecc5e4f0f052 |
| www.bmifcu.org/depositrates.html | 2026-11-02 00:53 UTC | ok | d6d19a0cdb8c |