Bay rates: up to 3.82% APY
credit union · NCUA CHARTER 12067 · www.bayfed.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | $100+ · rates dated 1 Jun 2026 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100+ · rates dated 1 Jun 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Titanium Savings Accounts | $100 - 24,999 · rates dated 1 Jun 2026 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Titanium Savings Accounts | $25,000 - 49,999 · rates dated 1 Jun 2026 | 1.77% | APY | 2026-11-01 | since 2026-11-01 | |
| Titanium Savings Accounts | $50,000+ · rates dated 1 Jun 2026 | 2.02% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | $1,000 - 99,999 · 3 months · rates dated 1 Jun 2026 | 2.79% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | $100,000+ · 3 months · rates dated 1 Jun 2026 | 2.89% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 months · rates dated 1 Jun 2026 | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 year · rates dated 1 Jun 2026 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 months · rates dated 1 Jun 2026 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 years · rates dated 1 Jun 2026 | 3.41% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 years · rates dated 1 Jun 2026 | 3.46% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 years · rates dated 1 Jun 2026 | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 years · rates dated 1 Jun 2026 | 3.82% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Savings | $5 - 2,500 · rates dated 1 Jun 2026 | 3.04% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| BayBusiness Plus Checking | $2,500+ · rates dated 1 Jun 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Horizon Checking | $5,000+ · rates dated 1 Jun 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bayfed.com/rates | 2026-11-01 19:15 UTC | ok | f4be9d2bb065 |
| www.bayfed.com/checking-savings/savings | — | extract-failed | |
| www.bayfed.com/checking-savings/checking | — | extract-failed |