Efcu Financial rates: up to 3.04% APY
credit union · NCUA CHARTER 13 · www.efcufinancial.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Flex | None · rates dated 1 May 2026 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Shares · $5.00 · rates dated 1 May 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Platinum Money Market Savings | $0 - $2,499.99 $2,500 - $49,999.99 $50,000 · rates dated 1 May 2026 | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| HSA Checking | $0 - $4,999.99 $5,000 - $9,999.99 $10,000+ · rates dated 1 May 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Level Up Youth Checking | None · rates dated 1 May 2026 | 0.0% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Checking Cash Back | None · rates dated 1 May 2026 | 0.0% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.efcufinancial.org/accounts/personal-savings-accounts | — | extract-failed | |
| www.efcufinancial.org/rates.html | — | http-error | |
| www.efcufinancial.org/accounts/personal-savings-accounts/share-certifi | 2026-11-01 22:11 UTC | ok | b76ee7428315 |