Tidemark rates: up to 4.10% APY
credit union · NCUA CHARTER 13121 · www.tidemarkfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Educational Savings Account | rates dated 19 Feb 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Account (HSA) | rates dated 19 Feb 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Holiday Club | rates dated 19 Feb 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA (Roth, Traditional, and SEP) | rates dated 19 Feb 2026 | 0.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Kids Club | rates dated 19 Feb 2026 | 1.26% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | rates dated 19 Feb 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Regular And IRA Share Certificates ($500 | 6 months · rates dated 19 Feb 2026 | 4.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Regular And IRA Share Certificates ($500 | 12 months · rates dated 19 Feb 2026 | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Regular And IRA Share Certificates ($500 | 36 months · rates dated 19 Feb 2026 | 2.52% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Regular And IRA Share Certificates ($500 | 60 months · rates dated 19 Feb 2026 | 2.01% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| High Yield Money Market^ | $1,000 to < $10,000 · rates dated 19 Feb 2026 | 1.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Money Market^ | $10,000 to < $50,000 · rates dated 19 Feb 2026 | 1.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Money Market^ | $50,000 to < $100,000 · rates dated 19 Feb 2026 | 1.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Money Market^ | $100,000 to < $250,000 · rates dated 19 Feb 2026 | 1.41% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Money Market^ | $250,000+ · rates dated 19 Feb 2026 | 1.51% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | FREE Tidemark Standard · rates dated 19 Feb 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Tide Checking Tier 1 | rates dated 19 Feb 2026 | 1% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Tide Checking Tier 2 | rates dated 19 Feb 2026 | 2% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Tide Checking Tier 3 | rates dated 19 Feb 2026 | 4% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Teen Checking | rates dated 19 Feb 2026 | 1% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.tidemarkfcu.org/deposit-rates/ | 2026-11-02 04:53 UTC | ok | 8c2a672eb622 |
| www.tidemarkfcu.org/checking-comparison/ | 2026-11-02 04:53 UTC | ok | 5533d165fe2f |
| www.tidemarkfcu.org/savings/certificates-iras/ | — | extract-failed |