Mission rates: up to 4.00% APY
credit union · NCUA CHARTER 14384 · www.missionfed.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Roth IRA | Roth IRA | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Traditional and SEP IRAs | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Education | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Rate Savings (Any Balance) | Special Rate Savings (Any Balance) | 2.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Rate Savings (Any Balance) | Special Rate Savings (Any Balance) | 2.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Savings Account (Any Balance) | Standard Savings Account (Any Balance) | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Savings Account (Any Balance) | Standard Savings Account (Any Balance) | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 4-Month · $500 - $1,000,000 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 4-Month · $500 - $1,000,000 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 4-Month · $500 - $1,000,000 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 8-Month · $500 - $1,000,000 | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 8-Month · $500 - $1,000,000 | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 8-Month · $500 - $1,000,000 | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 11-Month Flex · $500 - $1,000,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 11-Month Flex · $500 - $1,000,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 11-Month Flex · $500 - $1,000,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $2,500 - $49,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $2,500 - $49,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000+ | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000+ | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultra Money Market | $25,000 - $99,999 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultra Money Market | $25,000 - $99,999 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultra Money Market | $100,000 - $249,999 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultra Money Market | $100,000 - $249,999 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultra Money Market | $250,000+ | 2.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultra Money Market | $250,000+ | 2.40% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Smart Checking Account | $500 - $9,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.missionfed.com/savings/ | 2026-11-01 14:03 UTC | ok | f59280a20078 |
| www.missionfed.com/rates/ | 2026-11-01 14:03 UTC | ok | 5f59f43d0539 |
| www.missionfed.com/savings/certificates/ | 2026-11-01 14:03 UTC | ok | 098af6e052d5 |