Palmetto Citizens rates: up to 1.76% APY
credit union · NCUA CHARTER 1472 · www.palmettocitizens.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | $0 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $100-$1,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $2,000+ | 0.95% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $0 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Share (Savings) | $100+ | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0-$24,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000+ | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market IRA | $2,000-$24,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market IRA | $25,000+ | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $0-$24,999.99 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $25,000-$99,999.99 | 1.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $100,000-$249,999.99 | 1.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $250,000+ | 1.76% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Classic Checking | $500+ | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Checking | $500-$2,499.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Checking | $2,500-$4,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Checking | $5,000-$24,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Checking | $25,000+ | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.palmettocitizens.org/rates/ | 2026-11-01 20:33 UTC | ok | 30faed38b3c8 |
| www.palmettocitizens.org/personal/savings/ | — | extract-failed | |
| newsite.palmettocitizens.org/rates/ | — | failed |