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Justice rates: up to 4.65% APY

credit union · NCUA CHARTER 151 · www.jfcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Coverdell Education Savings$5+ 0.25%APY2026-11-01 since 2026-11-01
Freedom Direct SavingsUp to $25,000 4.00%APY2026-11-01 since 2026-11-01
Freedom Direct Savings$300 - $2,499 0.10%APY2026-11-01 since 2026-11-01
Freedom Direct Savings$2,500 - $19,999 0.10%APY2026-11-01 since 2026-11-01
Freedom Direct Savings$20,000+ 0.15%APY2026-11-01 since 2026-11-01
Freedom Direct Savings$25,000.01 and up 0.15%APY2026-11-01 since 2026-11-01
Savings Account$5+ 0.25%APY2026-11-01 since 2026-11-01
Savers Club$5 - $2,499 0.10%APY2026-11-01 since 2026-11-01
Savers Club$2,500 - $19,999 0.10%APY2026-11-01 since 2026-11-01
Savers Club$20,000+ 0.15%APY2026-11-01 since 2026-11-01
Share Savings$300 - $2,499 0.10%APY2026-11-01 since 2026-11-01
Share Savings$2,500 - $19,999 0.10%APY2026-11-01 since 2026-11-01
Share Savings$20,000+ 0.15%APY2026-11-01 since 2026-11-01
Young Savers Accounts$5 - $2,499 0.20%APY2026-11-01 since 2026-11-01
Young Savers Accounts$2,500 - $19,999 0.20%APY2026-11-01 since 2026-11-01
Young Savers Accounts$20,000+ 0.25%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
3-Month CD3 month 1.02%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate3 month 1.12%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate3 month 1.12%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate3 month 1.02%APY2026-11-01 since 2026-11-01
4-Month Certificate4 months 4.65%APY2026-11-01 since 2026-11-01
Special 4-Month Share, Traditional, and Roth IRA Certificate4 Months 4.55%APY2026-11-01 since 2026-11-01
6-Month CD6 month 3.05%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate6 month 3.16%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate6 month 3.16%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate6 month 3.05%APY2026-11-01 since 2026-11-01
10-Month Certificate10 months 4.15%APY2026-11-01 since 2026-11-01
Special 10-Month Share, Traditional, and Roth IRA Certificate10 Months 4.05%APY2026-11-01 since 2026-11-01
1-Year CD12 month 3.21%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate12 month 3.31%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate12 month 3.31%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate12 month 3.21%APY2026-11-01 since 2026-11-01
18-Month CD18 month 3.31%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate18 month 3.41%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate18 month 3.41%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate18 month 3.31%APY2026-11-01 since 2026-11-01
2-Year CD24 month 3.31%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate24 month 3.41%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate24 month 3.41%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate24 month 3.31%APY2026-11-01 since 2026-11-01
3-Year CD36 month 3.21%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate36 month 3.31%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate36 month 3.31%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate36 month 3.21%APY2026-11-01 since 2026-11-01
4-Year CD48 month 3.11%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate48 month 3.21%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate48 month 3.21%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate48 month 3.11%APY2026-11-01 since 2026-11-01
5-Year CD60 month 3.11%APY2026-11-01 since 2026-11-01
Jumbo IRA and Roth IRA Certificate60 month 3.21%APY2026-11-01 since 2026-11-01
Jumbo Share Certificate60 month 3.21%APY2026-11-01 since 2026-11-01
Traditional IRA and Roth IRA Certificate60 month 3.11%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Account$2,500.00 - $9,999.99 0.25%APY2026-11-01 since 2026-11-01
Money Market Account$10,000.00 - $24,999.99 0.25%APY2026-11-01 since 2026-11-01
Money Market Account$25,000.00 - $49,999.99 0.30%APY2026-11-01 since 2026-11-01
Money Market Account$50,000.00 - $99,999.99 0.35%APY2026-11-01 since 2026-11-01
Money Market Account$100,000+ 0.45%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Justice National Account$2,500 0.05%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.jfcu.org/Rates.html2026-11-01 21:54 UTC ok5c5069a86484
www.jfcu.org/Certificates.html2026-11-01 21:54 UTC ok9a7583ba89bd
www.jfcu.org/Certificates2026-11-01 21:54 UTC ok9a7583ba89bd