Mid-Hudson Valley rates: up to 4.15% APY
credit union · NCUA CHARTER 15766 · www.mhvfcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings Account | $100 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6 Month Certificate | 6 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month Jumbo · $100,000 | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Month · $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 9-Month CD | 9 Month · $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Certificate | 1 year | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month VIP IRA - Variable | $25,000 · 1 year | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $500 | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month Jumbo · $100,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 Month - Variable · $100 | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 Month · $100 | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 15 Month Certificate Special | 15 months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 15 Month · $500 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 15-Month CD | 15 Month · $100 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month Certificate | 18 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · $500 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18 Month · $100 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month Certificate | 2 years | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · $500 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24 Month · $100 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 30-Month CD | 30 Month · $100 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36 Month · $100 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48 Month · $100 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 Month · $100 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| $1,000,000 Money Market | $1,000,000 | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| $100,000 Money Market | $100,000 | 2.40% | APY | 2026-11-01 | since 2026-11-01 | |
| $25,000 Money Market | $25,000 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| $300,000 Money Market | $300,000 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| $50,000 Money Market | $50,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $1,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $2,500 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $10,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $25,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $50,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $100,000 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $200,000 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $300,000 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $400,000 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Tiered Money Market | $500,000 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Checking | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.mhvfcu.com/personal/bank/certificates | 2026-11-01 20:33 UTC | ok | f14ee4ff8a8c |
| www.mhvfcu.com/rates | 2026-11-01 19:33 UTC | ok | cf12b640d498 |
| www.mhvfcu.com/personal/bank/savings | — | extract-failed |