Three Rivers rates: up to 4.09% APY
credit union · NCUA CHARTER 159 · www.3riversfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Livin’ Free Savings | Portion up to $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Livin’ Free Savings | Portion over $500.01 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificates / IRA Certificates | 3 Month · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 6 Month · $500 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 11 Month Safety Certificate | $1,000 · 11 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 12 Month · $1,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 18 Month · $1,000 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 24 Month · $1,000 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 30 Month · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 36 Month · $1,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 48 Month · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates / IRA Certificates | 60 Month · $1,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Jumbo Money Market | Up to - $99,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $100,000 - $249,999.99 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $250,000 - $499,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $500,000 - $1,999,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $2,000,000 - $4,999,999.99 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $5,000,000+ | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $5,000 - $24,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $10,000-$34,999.99 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000 - $44,999.99 | 1.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $35,000-$74,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $45,000 - $64,999.99 | 1.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $65,000 - $84,999.99 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $75,000 to $124,999.99 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $85,000 - $124,999.99 | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $125,000 to $499,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $125,000+ | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $500,000+ | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Promo | 4.09% | APY | 2026-11-01 | since 2026-11-01 | ||
| Rivers Money Market | 4.09% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Community Checking | Up to $24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Community Checking | $25,000+ | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Dividends+ Checking | Portion up to $9,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Dividends+ Checking | Portion $10,000+ | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.3riversfcu.org/money-market-promo | 2026-11-01 17:53 UTC | ok | 6a792516b63f |
| www.3riversfcu.org/rates | 2026-11-01 17:42 UTC | ok | 8fa787d745e5 |
| www.3riversfcu.org/personal/savings | — | extract-failed |