Profed rates: up to 4.15% APY
credit union · NCUA CHARTER 17012 · www.profedcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 12 Month EZ Saver | $25.00 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month EZ Saver | $25.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas Clubs | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Account | Up to $999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $1,000 - $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $10,000 and Over | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings 2 & 3 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months · $500.00 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months · $500.00 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months · $500.00 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · $500.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · $500.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · $500.00 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 25-Month CD | SPECIAL: 25 Month Bump · $500.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Plus Savings | Up to $2,499.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus Savings | $2,500 - $9,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus Savings | $10,000 - $24,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus Savings | $25,000 - $49,999.99 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus Savings | $50,000 - $99,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus Savings | $100,000 and Over | 1.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Plus*** | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.profedcu.org/personal/savings/savings-rates-fees | 2026-11-02 00:43 UTC | ok | de3e6707f8d8 |
| www.profedcu.org/special-certificate | — | extract-failed |