Southwest Airlines rates: up to 4.00% APY
credit union · NCUA CHARTER 22157 · www.swacu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Individual Retirement Account (IRA) | 0.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Youth Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Term Share Certificates / IRA Certificates | 6 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share Certificates / IRA Certificates | 12 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share Certificates / IRA Certificates | 24 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share Certificates / IRA Certificates | 36 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share Certificates / IRA Certificates | 48 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| LUV Fund Money Market | Up to $9,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| LUV Fund Money Market | $10,000 - $49,999.99 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| LUV Fund Money Market | $50,000+ | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| LUV Rewards Checking | 0 - $20,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| LUV Rewards Checking | $20,000.01+ | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.swacu.org/manage/helpful-tools/rates.html | 2026-11-01 23:53 UTC | ok | a216d7a28272 |
| www.swacu.org/save/personal-savings | — | extract-failed | |
| www.swacu.org/save/personal-savings/term-share-certificate.html | — | extract-failed |