Advancial rates: up to 4.66% APY
credit union · NCUA CHARTER 2285 · www.advancial.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Dinero® Savings | $100.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $25.00 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Musketeers® Savings | $5.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 3 months · $1,000.00 | 2.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 months · $1,000.00 | 2.68% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 year · $1,000.00 | 2.96% | APY | 2026-11-01 | since 2026-11-01 | |
| Dinero Teens® Starter Certificate | $250.00 · 1 year | 2.96% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Musketeers® Starter Certificate | $100.00 · 1 year | 2.96% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 months · $1,000.00 | 3.29% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 2 years · $1,000.00 | 3.68% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 years · $1,000.00 | 4.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 4 years · $1,000.00 | 4.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 5 years · $1,000.00 | 4.66% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $2,500.00 | 0.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000.00 | 0.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000.00 | 0.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $100,000.00 | 1.22% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | Regular, IRA & Business Certificates · $1,000.00 | 2.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | Regular, IRA & Business Junior Jumbo Certificates · $25,000.00 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | Regular, IRA & Business Jumbo Certificates · $50,000.00 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Dinero® Checking | $0.01 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Dinero® Checking | $10,000.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultimate Checking | $0.01 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultimate Checking | $10,000.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.advancial.org/certificates-investments/savings-certificates | — | extract-failed | |
| www.joinadvancial.org/ | — | extract-failed | |
| www.advancial.org/mc-savings-certificates | 2026-11-01 18:24 UTC | ok | dcd8a221de56 |
| www.advancial.org/rates | 2026-11-01 18:24 UTC | ok | ba279f757127 |