Telcoe rates: up to 5.00% APY
credit union · NCUA CHARTER 24202 · www.telcoe.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club Account | on the balance up to $1,000 | 5.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Account | $0.00 - $2,499 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Account | $2,500 - $9,999 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Account | $10,000 & Up | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Variable Share Account | $2,500 - $9,999 | 1.26% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Variable Share Account | $10,000 - $49,999 | 2.52% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Variable Share Account | $50,000 - $99,999 | 2.79% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Variable Share Account | $100,000 - $499,999 | 3.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Variable Share Account | $500,000 & Up | 3.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Prime Savings Account | $5.00 - $500 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Prime Savings Account | $501 - $49,999 | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Prime Savings Account | $50,000 & Up | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Youth Savings Account | $5.00 - $500 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Youth Savings Account | $501 - $49,999 | 0.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Youth Savings Account | $50,000 & Up | 0.35% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Share Certificates of Deposit & IRA Certificates of Deposit | 182 Days | 1.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Certificates of Deposit & IRA Certificates of Deposit | 1 Year | 1.85% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2 Year Educ. IRA | 2 years | 0.95% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Certificates of Deposit & IRA Certificates of Deposit | 2 Year | 2.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3 Year Educ. IRA | 3 years | 1.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Certificates of Deposit & IRA Certificates of Deposit | 3 Year | 2.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4 Year Educ. IRA | 4 years | 1.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Certificates of Deposit & IRA Certificates of Deposit | 4 Year | 2.60% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5 Year Educ. IRA | 5 years | 1.65% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Certificates of Deposit & IRA Certificates of Deposit | 5 Year | 2.90% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Quarter Plus Account | $0 - $2,499 | 1.26% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Market Investor Checking | $0 - $2,499 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Market Investor Checking | $2,500 - $9,999 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Market Investor Checking | $10,000 & Up | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Premier Checking | $0 - $10,000 | 1.00% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.telcoe.com/accounts/share-certificates-cds.html | — | extract-failed | |
| www.telcoe.com/rates/index.html | 2026-11-02 04:11 UTC | ok | 3f81c41ffd5f |
| www.telcoe.com/rates/disclosures.html | — | extract-failed |