Usf Federal Credit Union rates: up to 4.50% APY
credit union · NCUA CHARTER 24223 · www.usffcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Primary Savings | All balances | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Up to $24,999 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Up to $9,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | All balances | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Catalyst Member Rewards Tier C1 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Catalyst Member Rewards Tier C2 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Catalyst Member Rewards Tier C3 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Non-Catalyst Member Rewards | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000 - $24,999.99 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000 - $49,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000 and over | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000 - $99,999.99 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000 - $250,000 | 1.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $250,000 and over | 2.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Month CD | 4 month special (renews to 3 month) | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 month special (renews to 6 month) | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificates | 7 month jumbo special (renews to 6 month) | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13 month special (renews to 12 month) | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificates | 13 month jumbo special (renews to 12 month) | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 19-Month CD | 19 month special (renews to 18 month) | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificates | 19 month jumbo special (renews to 18 month) | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 25-Month CD | 25 month special (renews to 24 month) | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificates | 25 month jumbo special (renews to 24 month) | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Platinum | $2,000,000+ | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $250,000 - $499,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Premier | $1,000,000 - $1,999,999.99 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Premium | $500,000 - $999,999.99 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Catalyst Connect Checking | Catalyst Member Rewards Tier C1 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Catalyst Connect Checking | Catalyst Member Rewards Tier C2 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Catalyst Connect Checking | Catalyst Member Rewards Tier C3 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Catalyst Connect Checking | Non-Catalyst Member Rewards | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.usfcu.com/go.php?bid=867 | — | extract-failed | |
| www.usfcu.com/rates | 2026-11-01 20:52 UTC | ok | 6c405330f023 |
| www.usfcu.com/deposit-rates | 2026-11-01 20:52 UTC | ok | 65026548d196 |