Argent rates: up to 4.30% APY
credit union · NCUA CHARTER 24313 · www.argentcu.org/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | $500 · 6 months | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | $500 · 6 months | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Argent Credit Union Certificate | 11 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | SPECIAL · $500 · 11 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | $500 · 1 year | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | $500 · 1 year | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| SPECIAL (1 Penalty-Free Withdrawal Certificate) | $500 · 13 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 15-Month CD | $500 · 15 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | $500 · 2 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | $500 · 2 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificate | $50,000 · 2 years | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | $500 · 3 years | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | $500 · 3 years | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | $500 · 4 years | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | $500 · 4 years | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | $500 · 5 years | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | $500 · 5 years | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | 0.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Shares | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Primary Share | $100 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings, Checking & MMAs | $1,000 – $19,999 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings, Checking & MMAs | $20,000 – $49,999 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings, Checking & MMAs | $50,000 – $99,999 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings, Checking & MMAs | $100,000 – $249,999 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings, Checking & MMAs | $250,000 – up | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Club, Holiday Club, Vacation Club | $100 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.argentcu.org/accounts/certificates/ | 2026-11-02 02:53 UTC | ok | dc8a9b2b173d |
| www.argentcu.org/accounts/savings-and-certificate-rates/ | 2026-11-02 02:53 UTC | ok | 58af1eaa0f0f |