First New York rates: up to 4.25% APY
credit union · NCUA CHARTER 2440 · www.firstnewyork.org/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Lucky Savers Share Certificate | 12 month | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 month | 2.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 month | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 month | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month | 2.70% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,500 - $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000 -$24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 - $49,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000+ | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Premium | $75,000 - $149,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Premium | $150,000+ | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $75,000 - $149,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $150,000+ | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firstnewyork.org/rates/ | 2026-11-02 02:53 UTC | ok | 10a6d556db7f |
| www.firstnewyork.org/savings | 2026-11-02 02:53 UTC | ok | f04cffdea1ca |