Education First rates: up to 3.56% APY
credit union · NCUA CHARTER 24470 · www.educationfirstfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas and Vacation Club Savings Account | $0 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Savings Account | $25 | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 Year | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Year | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 Year | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 Year | 3.56% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0.00 - $1,999.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $2,000 - $19,999 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $20,000 - $49,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $249,999.99 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 or greater | 0.90% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | $25 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.educationfirstfcu.org/current-rates-fees/deposit-rates | 2026-11-02 02:43 UTC | ok | c21bc6257d31 |
| www.educationfirstfcu.org/current-rates-fees | — | extract-failed |