Dade County rates: up to 4.10% APY
credit union · NCUA CHARTER 24508 · www.dcfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Accounts | $100 – $499.99 · rates dated 17 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Club Accounts | $500 – $4,999.99 · rates dated 17 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Club Accounts | $5,000 – $49,999.99 · rates dated 17 Feb 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Club Accounts | $50,000 and over · rates dated 17 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Savings & IRA Shares | $100 - $499.99 · rates dated 17 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Savings & IRA Shares | $500 - $4,999.99 · rates dated 17 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Savings & IRA Shares | $5,000 – $49,999.99 · rates dated 17 Feb 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Savings & IRA Shares | $50,000 and over · rates dated 17 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 month · rates dated 17 Feb 2026 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 month | 1.91% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Promotional | 6 Months · rates dated 17 Feb 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 month · rates dated 17 Feb 2026 | 2.92% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Promotional | 12 Months · rates dated 17 Feb 2026 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Share IRA Certificates | 12 month · rates dated 17 Feb 2026 | 2.92% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month: $30,000 – over · rates dated 17 Feb 2026 | 3.07% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month: $500 – $9,999.99 · rates dated 17 Feb 2026 | 3.07% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month: $10,000 – $29,999.99 · rates dated 17 Feb 2026 | 3.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Share IRA Certificates | 24 month · rates dated 17 Feb 2026 | 3.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Share IRA Certificates | 36 month · rates dated 17 Feb 2026 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month: $500 – $9,999.99 · rates dated 17 Feb 2026 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month: $10,000 – $39,999.99 · rates dated 17 Feb 2026 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month: $40,000 – $69,999.99 · rates dated 17 Feb 2026 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month: $70,000 – $99,999.99 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month: $100,000 and over | 2.55% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Shared Draft Checking / Secure Checking / Secure Plus Checking | $1,000 – $4,999.99 · rates dated 17 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Shared Draft Checking / Secure Checking / Secure Plus Checking | $5,000 and over · rates dated 17 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.dcfcu.org/rates/ | 2026-11-01 20:22 UTC | ok | b10b510580cd |
| www.dcfcu.org/accounts/savings-accounts/ | — | extract-failed | |
| www.dcfcu.org/accounts/share-certificates/ | 2026-11-01 20:22 UTC | ok | 6b37fa8dacc1 |