Tinker rates: up to 3.83% APY
credit union · NCUA CHARTER 24524 · www.tinkerfcu.org/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| $500 (IRA ONLY) | $500 (IRA ONLY) · 3 months | 2.94% | APY | 2026-11-01 | since 2026-11-01 | |
| $500 (IRA ONLY) | $500 (IRA ONLY) · 3 months | 2.94% | APY | 2026-11-01 | since 2026-11-01 | |
| $500 (IRA ONLY) | $500 (IRA ONLY) · 3 months | 2.94% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $1,000 · 3 months | 2.94% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $1,000 · 3 months | 2.94% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $1,000 · 3 months | 2.94% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $10,000 · 3 months | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $10,000 · 3 months | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $10,000 · 3 months | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $25,000 · 3 months | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $25,000 · 3 months | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $25,000 · 3 months | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $50,000 · 3 months | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $50,000 · 3 months | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $50,000 · 3 months | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $99,000 · 3 months | 3.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $99,000 · 3 months | 3.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | $99,000 · 3 months | 3.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 6 months | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 6 months | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 6 months | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 9 months | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 9 months | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 9 months | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 1 year | 3.54% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 1 year | 3.54% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 1 year | 3.54% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 2 years | 3.69% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 2 years | 3.69% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 2 years | 3.69% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 3 years | 3.74% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 3 years | 3.74% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 3 years | 3.74% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 4 years | 3.79% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 4 years | 3.79% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 4 years | 3.79% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 5 years | 3.83% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 5 years | 3.83% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share / IRA | 5 years | 3.83% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Classic Checking | $25.00 or Net Pay | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Classic Checking | $25.00 or Net Pay | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Classic Checking | $25.00 or Net Pay | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Heritage Club Checking | $0.00 or Net Pay | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Heritage Club Checking | $0.00 or Net Pay | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Heritage Club Checking | $0.00 or Net Pay | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.tinkerfcu.org/current-share-rates/ | 2026-11-01 14:33 UTC | ok | 3b76bb9617a5 |
| www.tinkerfcu.org/current-rates/ | 2026-11-01 14:25 UTC | ok | 3b76bb9617a5 |
| www.tinkerfcu.org/accounts/current-rates/ | 2026-11-01 14:25 UTC | ok | 3b76bb9617a5 |
| www.tinkerfcu.org/accounts/savings/ | — | extract-failed |