San Francisco rates: up to 3.00% APY
credit union · NCUA CHARTER 24542 · www.sanfranciscofcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings Account | 0.150% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Savings | $100 (min) | 0.015% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $2,500 (min) | 0.015% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $20,000 (min) | 0.015% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $50,000 (min) | 0.025% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $80,000 (min) | 0.025% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months | 1.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · rates dated 5 Jan 2026 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 Months | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · rates dated 5 Jan 2026 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18 Months · rates dated 5 Jan 2026 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · rates dated 5 Jan 2026 | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24 Months | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 30-Month CD | 30 Months | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36 Months · rates dated 5 Jan 2026 | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48 Months · rates dated 5 Jan 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · rates dated 5 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 Months | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Yield Account | $2,500 (min) | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Yield Account | $20,000 (min) | 0.150% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Yield Account | $50,000 (min) | 0.351% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Yield Account | $100,000 (min) | 0.753% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Yield Account | $250,000 (min) | 0.753% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Yield Account | $500,000 (min) | 1.005% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Yield Account | $1,000,000 (min) | 1.005% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.sanfranciscofcu.com/rates | 2026-11-01 19:43 UTC | ok | a34e4974bbf6 |
| www.sanfranciscofcu.com/savings/certificates | 2026-11-01 19:43 UTC | ok | 372aad30217f |
| www.sanfranciscofcu.com/savings | — | stale-page |