Millbury rates: up to 4.00% APY
credit union · NCUA CHARTER 24543 · www.millburycu.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Retirement Savings^ | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Statement Savings | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Student Savings | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Vacation Club | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Month Bank At Work | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 6-Month CD | 6 Month | 0.85% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 7-Month CD | 7 Month | 3.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | 12 Month | 1.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 18-Month CD | 18 Month | 4.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 24 Month | 3.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 30-Month CD | 30 Month | 3.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 36 Month | 3.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | 48 Month | 3.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 60 Month | 3.75% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Checking | $25.00 – $9,999.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Checking | $10,000.00 – $24,999.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Checking | $25,000.00 – $49,999.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Checking | $50,000.00 – $99,999.99+ | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Personal Money Market Statement | $25.00 – $49,999.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Personal Money Market Statement | $50,000.00 – $99,999.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Personal Money Market Statement | $100,000.00 – $249,999.99 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Personal Money Market Statement | $250,000.00 + | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| N.O.W and Optimum Checking | Wealth Manager | 0.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| N.O.W and Optimum Checking | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| N.O.W and Optimum Checking | Wealth Invest! – $1 – $250,000 | 0.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| N.O.W and Optimum Checking | Wealth Invest! >$250,000 | 0.20% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.millburycu.com/rates/deposit-rates/ | 2026-11-02 04:53 UTC | ok | fad8c01ff9d1 |
| www.millburycu.com/rates/consumer-rates/ | — | extract-failed | |
| www.millburycu.com/rates/ | — | extract-failed |