Goldenwest rates: up to 6.00% APY
credit union · NCUA CHARTER 24693 · www.gwcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Gold Account Share | 6.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Account | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Account 12-Month | 3.95% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Account 6-Month | 3.90% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings | Primary Shares* | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Secondary Shares | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 1 Month (with checking account) $500.00 minimum · with checking account | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Month $500.00 minimum | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Month $500.00 minimum | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 9 Month $500.00 minimum | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Month $500.00 minimum | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Month Flex (regular only) $50.00 minimum | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Month $500.00 minimum | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Month Variable $50.00 minimum | 3.91% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 22 Month Special - Plus Free One-time Bump - Discontinued $500.00 minimum | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Month $500.00 minimum | 4.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Month $500.00 minimum | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Month $500.00 minimum | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Month $500.00 minimum | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Month $500.00 minimum | 4.40% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Insured Money Market Account | $0 - $4,999 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Insured Money Market Account | $5,000 - $24,999 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Insured Money Market Account | $25,000 - $49,999 | 1.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Insured Money Market Account | $50,000 - $99,999 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Insured Money Market Account | $100,000 - $249,999 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Insured Money Market Account | $250,000 - $499,999 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Insured Money Market Account | $500,000 - $999,999 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Insured Money Market Account | $1,000,000 + | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.gwcu.org/save/savings/insured-money-market-account-rates | 2026-11-01 15:42 UTC | ok | 6d9965ce1958 |
| www.gwcu.org/save/savings/certificate-rates | 2026-11-01 15:42 UTC | ok | 826a1722dc99 |
| www.gwcu.org/save/savings/savings-account-rates | 2026-11-01 15:42 UTC | ok | 4461e5a8e71d |