Trax rates: up to 5.10% APY
credit union · NCUA CHARTER 24703 · www.traxcu.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club Account | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Youth Savings | 5.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Youth Savings | $5.00 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Youth Savings | $500.01 | 5.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market | 1.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| IRA Money Market | $2,000 | 1.95% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Money Market | $10,000 | 2.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Money Market | $25,000 | 2.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | 1.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Money Market Account | $2,000 | 1.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $10,000 | 1.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $25,000 | 1.45% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Choice + Checking Up | 2.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Choice + Checking Up | $2,500+ | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Choice + Checking Up | $4,000 | 2.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Embark Teen Checking | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.traxcu.com/rates/deposit-rates | 2026-11-02 04:34 UTC | ok | 06017b235398 |