Granite rates: up to 5.00% APY
credit union · NCUA CHARTER 24726 · www.granite.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Tier 1 YoungInvestor Savings | 5.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Tier 2 YoungInvestor Savings | $2,000-$5,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Tier 3 YoungInvestor Savings | $5000.01-$10,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Tier 4 YoungInvestor Savings | >$10,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Regular & IRA Certificate Savings Account | 3-Month Penalty-Free · $25 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular & IRA Certificate Savings Account | 3-Month Penalty-Free · $50,000 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular & IRA Certificate Savings Account | 3-Month Penalty-Free · $100,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular & IRA Certificate Savings Account | 3-Month Penalty-Free · $250,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular & IRA Certificate Savings Account | 22-Month Double Bump · $500 | 4.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Always Insured - ICS Money Market | $250,000.00/none | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $ | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account Rates & Terms | $1,000,000 | 2.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.granite.org/consumer-rates | 2026-11-01 23:23 UTC | ok | 793e8b1095b7 |
| www.granite.org/best-savings-certificate-rates-utah | — | extract-failed | |
| www.granite.org/save | 2026-11-01 23:23 UTC | ok | cea3abf786fd |
| es.granite.org/best-savings-certificate-rates-utah | — | http-error |