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Firefighters First rates: up to 5.75% APY

credit union · NCUA CHARTER 24877 · www.firefightersfirstcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Holiday HelperNone · rates dated 26 Dec 2025 0.30%APY2026-11-01 since 2026-11-01
Regular Savingsrates dated 26 Dec 2025 0.25%APY2026-11-01 since 2026-11-01
Regular Share AccountNone 0.25%APY2026-11-01 since 2026-11-01
Savings$0 1.00%APY2026-11-01 since 2026-11-01
Savings Rates.Coverdell ESA Shares** · None · rates dated 26 Dec 2025 1.00%APY2026-11-01 since 2026-11-01
Savings.$0 · rates dated 26 Dec 2025 1.00%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
4-Month Freedom Certificate4 Month (New Money Only) 1.39%APY2026-11-01 since 2026-11-01
4-Month Freedom Certificate.4 Month (New Money Only) · rates dated 26 Dec 2025 1.39%APY2026-11-01 since 2026-11-01
Dream Home Share Certificate4 Month · $5,000 5.75%APY2026-11-01 since 2026-11-01
Dream Home Share Certificate.4 Month · $5,000 · rates dated 26 Dec 2025 5.75%APY2026-11-01 since 2026-11-01
Certificate of Deposit6 Month 3.65%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts6 Month 3.65%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts.6 Month · rates dated 26 Dec 2025 3.65%APY2026-11-01 since 2026-11-01
Share Certificates.6 Months · $1,000 · rates dated 26 Dec 2025 3.65%APY2026-11-01 since 2026-11-01
Share Certificates.6 Months · $50,000 · rates dated 26 Dec 2025 3.70%APY2026-11-01 since 2026-11-01
Share Certificates.6 Months · $100,000 · rates dated 26 Dec 2025 3.75%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.6 Month · rates dated 26 Dec 2025 3.65%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.6 Month s · rates dated 26 Dec 2025 3.70%APY2026-11-01 since 2026-11-01
1 Year Rookie Share Certificate$250 · 1 year 3.80%APY2026-11-01 since 2026-11-01
Certificate of Deposit12 Month 3.80%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts1 Year 3.80%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts.1 Year · rates dated 26 Dec 2025 3.80%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates1 Year · $10,000 3.91%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.1 Year · $10,000 · rates dated 26 Dec 2025 3.91%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.1 Year · $50,000 · rates dated 26 Dec 2025 3.91%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.1 Year · $100,000 · rates dated 26 Dec 2025 3.91%APY2026-11-01 since 2026-11-01
Share Certificates.1 Year · $1,000 · rates dated 26 Dec 2025 3.80%APY2026-11-01 since 2026-11-01
Share Certificates.1 Year · $50,000 · rates dated 26 Dec 2025 3.80%APY2026-11-01 since 2026-11-01
Share Certificates.1 Year · $100,000 · rates dated 26 Dec 2025 3.80%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.12 Month · rates dated 26 Dec 2025 3.80%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.12 Month s · rates dated 26 Dec 2025 3.80%APY2026-11-01 since 2026-11-01
18-Month Coverdell ESA Share Certificate$1,000 · 18 months 3.90%APY2026-11-01 since 2026-11-01
18-Month Coverdell ESA Share Certificate$10,000 · 18 months · rates dated 26 Dec 2025 3.95%APY2026-11-01 since 2026-11-01
Certificate of Deposit18 Month 3.90%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.18 Month · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.18 Month s · rates dated 26 Dec 2025 3.95%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts2 Year 3.90%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts.2 Year · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates2 Year · $10,000 4.00%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.2 Year · $10,000 · rates dated 26 Dec 2025 4.00%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.2 Year · $50,000 · rates dated 26 Dec 2025 4.05%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.2 Year · $100,000 · rates dated 26 Dec 2025 4.10%APY2026-11-01 since 2026-11-01
Share Certificates.2 Years · $1,000 · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
Share Certificates.2 Years · $50,000 · rates dated 26 Dec 2025 3.95%APY2026-11-01 since 2026-11-01
Share Certificates.2 Years · $100,000 · rates dated 26 Dec 2025 4.00%APY2026-11-01 since 2026-11-01
3 Year Coverdell ESA Share Certificate$1,000 · 3 years 3.90%APY2026-11-01 since 2026-11-01
3 Year Coverdell ESA Share Certificate$10,000 · 3 years · rates dated 26 Dec 2025 3.95%APY2026-11-01 since 2026-11-01
Certificate of Deposit3 Year 3.90%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts3 Year 3.90%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts.3 Year · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates3 Year · $10,000 4.00%APY2026-11-01 since 2026-11-01
Share Certificates.3 Years · $1,000 · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
Share Certificates.3 Years · $50,000 · rates dated 26 Dec 2025 3.95%APY2026-11-01 since 2026-11-01
Share Certificates.3 Years · $100,000 · rates dated 26 Dec 2025 4.00%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.3 Year · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
5 Year Coverdell ESA Share Certificate$1,000 · 5 years 3.90%APY2026-11-01 since 2026-11-01
5 Year Coverdell ESA Share Certificate$10,000 · 5 years · rates dated 26 Dec 2025 3.95%APY2026-11-01 since 2026-11-01
Certificate of Deposit5 Year 3.90%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts5 Year 3.90%APY2026-11-01 since 2026-11-01
Regular Share Certificate Accounts.5 Year · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.5 Year · $10,000 · rates dated 26 Dec 2025 4.00%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.5 Year · $50,000 · rates dated 26 Dec 2025 4.05%APY2026-11-01 since 2026-11-01
Retirement Liquid Share Certificates.5 Year · $100,000 · rates dated 26 Dec 2025 4.10%APY2026-11-01 since 2026-11-01
Share Certificates.5 Years · $1,000 · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01
Share Certificates.5 Years · $50,000 · rates dated 26 Dec 2025 3.95%APY2026-11-01 since 2026-11-01
Share Certificates.5 Years · $100,000 · rates dated 26 Dec 2025 4.00%APY2026-11-01 since 2026-11-01
Traditional/Roth IRA Certificates.5 Year · rates dated 26 Dec 2025 3.90%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Holiday HelperNone 0.30%APY2026-11-01 since 2026-11-01
Money Market$ 0 – 2,499.99 0.05%APY2026-11-01 since 2026-11-01
Money Market$0 0.25%APY2026-11-01 since 2026-11-01
Money Market$0 – $2,499.99 · rates dated 26 Dec 2025 0.05%APY2026-11-01 since 2026-11-01
Money Market$ 2,500.00 – 49,999.99 1.60%APY2026-11-01 since 2026-11-01
Money Market$2,500.00 – $49,999.99 · rates dated 26 Dec 2025 1.60%APY2026-11-01 since 2026-11-01
Money Market$ 50,000.00 – 74,999.99 1.65%APY2026-11-01 since 2026-11-01
Money Market$50,000.00 – $74,999.99 · rates dated 26 Dec 2025 1.65%APY2026-11-01 since 2026-11-01
Money Market$ 75,000.00 – 99,999.99 1.70%APY2026-11-01 since 2026-11-01
Money Market$75,000.00 – $99,999.99 · rates dated 26 Dec 2025 1.70%APY2026-11-01 since 2026-11-01
Money Market$100,000.00 and Over 1.75%APY2026-11-01 since 2026-11-01
Money Market.$0 · rates dated 26 Dec 2025 0.25%APY2026-11-01 since 2026-11-01
Savings & Money Market Accounts.Coverdell ESA Shares** · None 1.00%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Ready CheckingNone 0.05%APY2026-11-01 since 2026-11-01
eCheckingNone 0.00%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.firefightersfirstcu.org/rates/2026-11-01 18:24 UTC ok6223293000fb
www.firefightersfirstcu.org/category/rates/— extract-failed
www.firefightersfirstcu.org/checking-savings/rates/2026-11-01 18:24 UTC ok638b2051632d