Commonwealth rates: up to 5.00% APY
credit union · NCUA CHARTER 24970 · www.ccuky.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Additional Savings | Personal Goal Account | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Minor Savings | 0.15% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Savings | 0.15% | APY | 2026-11-01 | since 2026-11-01 | ||
| Round UP Savings | 5.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Traditional/Roth IRA | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Vacation Club/Christmas Savings | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-month Jumbo Certificate | 6 months | 4.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 months $500 minimum | 4.150% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 9 months $500 minimum | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-month Jumbo Certificate | 1 year | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 months $500 minimum | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 15 months - New money only, not funds currently on deposit with Commonwealth Credit Union $500 minimum | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 months $500 minimum | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 months $500 minimum | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Wealth Development Certificate | 24 months | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 months $500 minimum | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 months $500 minimum | 4.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Wealth Development Certificate | 48 months | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 months $500 minimum | 4.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $2,500 to $9,999.99 | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $10,000 to $24,999.99 | 1.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000 to $49,999.99 | 2.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000 to $99,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000 and up | 2.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | commonWEALTH No minimum balance | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $0-$9,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $10,000-$24,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $25,000-$49,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $50,000-$99,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $100,000+ | 0.85% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ccuky.org/my-life/rates | 2026-11-01 17:53 UTC | ok | 9878cc7aaecb |
| www.ccuky.org/rates | 2026-11-01 17:53 UTC | ok | 39345b4aa7b5 |
| www.ccuky.org/my-campus/discover/rates | 2026-11-01 17:53 UTC | ok | ed06ca759f3a |