Bayport rates: up to 5.00% APY
credit union · NCUA CHARTER 24979 · www.bayportcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings | $0–99.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $0–100,000 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $0–500 | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100–1,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100+ | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $500.01–1,999.99 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $2,000+ | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100,000.01+ | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 91-day · $1,000 | 1.36% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6-month · $1,000 | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12-month · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 1-year · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 13-month Special · $2,500 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 13-month Special · $1,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18-month · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 19-month Special · $2,500 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 19-month Special · $1,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24-month · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 2-year · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 25-month Flex · $5,000 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30-month · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36-month · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 3-year · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 37-month Special · $2,500 | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 37-month Special · $1,000 | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48-month · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 4-year · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 59-month Special · $2,500 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 59-month Special · $1,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60-month · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 5-year · $1,000 | 2.20% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $0–2,499.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $2,500–9,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $10,000–24,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000–49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000+ | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000–99,999.99 | 1.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000–249,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $250,000–499,999.99 | 2.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $500,000–999,999.99 | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $1,000,000+ | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | $0–15,000 | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $0 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $0–499.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $500–999.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $1,000+ | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $15,000.01+ | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bayportcu.org/bank/savings/ | — | extract-failed | |
| www.bayportcu.org/rates/ | 2026-11-01 18:04 UTC | ok | 2c8ad54a56d1 |