Orange County's rates: up to 4.25% APY
credit union · NCUA CHARTER 24981 · www.orangecountyscu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| $1,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | ||
| Pacific Savings (Youth Account) | $250 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $250 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Sand Dollar Savings (Youth Account) | $250 | 0.07% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Special Term Share Certificate | 6-Month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Term Share Certificate | 14-Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $2,500 Min Balance | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000 Min Balance | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $40,000 Min Balance | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000 Min Balance | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $250,000 Min Balance | 1.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Access Checking | $0 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Everyday Checking | $1,400 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Pacific Checking | $0 | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.orangecountyscu.org/landing/special-apy/ | 2026-11-01 17:42 UTC | ok | d24c5e44ad54 |
| www.orangecountyscu.org/rates/deposit-products/ | 2026-11-01 17:42 UTC | ok | 658b008b54cd |
| www.orangecountyscu.org/rates/ | — | extract-failed |