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Heritage Financial rates: up to 4.40% APY

credit union · NCUA CHARTER 24985 · www.heritagefcu.com/

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
HFCU certificates have a standardrates dated 1 Jul 2026 4.00%APY2026-11-01 since 2026-11-01
HFCU certificates have a standard 4.30%APY2026-11-01 since 2026-11-01
Share/IRA Certificate Special – 4 Months$500 · 4 months · rates dated 3 Feb 2026 4.00%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 5 months$500 · 5 months · rates dated 3 Feb 2026 3.00%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 6 months$500 · 6 months · rates dated 3 Feb 2026 1.25%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 7 months$500 · 7 months · rates dated 3 Feb 2026 3.40%APY2026-11-01 since 2026-11-01
12 Month Certificate1 year · rates dated 1 Jul 2026 4.00%APY2026-11-01 since 2026-11-01
Share/IRA Certificate Special – 12 months$500 · 1 year · rates dated 3 Feb 2026 4.00%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 18 months$500 · 18 months · rates dated 3 Feb 2026 4.30%APY2026-11-01 since 2026-11-01
24 Month Certificate2 years 4.40%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 24 months$500 · 2 years · rates dated 3 Feb 2026 4.40%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 36 months$500 · 3 years · rates dated 3 Feb 2026 2.75%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 48 months$500 · 4 years · rates dated 3 Feb 2026 2.50%APY2026-11-01 since 2026-11-01
Share/IRA Certificate – 60 months$500 · 5 years · rates dated 3 Feb 2026 2.55%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.heritagefcu.com/18-24-certificate2026-11-02 00:13 UTC ok93d66ace29e1
www.heritagefcu.com/banking/certificates/2026-11-02 00:13 UTC ok546d079c39e1
www.heritagefcu.com/4-month-cd2026-11-02 00:13 UTC ok0b7b68f83ded