Northern rates: up to 3.15% APY
credit union · NCUA CHARTER 24989 · www.mynorthern.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Basic Savings | $0 to $49.99¹ | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Basic Savings | $50 to $4,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Basic Savings | $5,000 to $24,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Basic Savings | $25,000 and over | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Northern’s High Yield Savings Account | $0.00 - $34,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Northern’s High Yield Savings Account | $35,000.00 - $74,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Northern’s High Yield Savings Account | $75,000.00 to $249,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Northern’s High Yield Savings Account | $250,000.00 and over | 2.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months · $10,000+ | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 3 Months · $10,000+ | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months · $10,000+ | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 6 Months · $10,000+ | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 10-Month CD | 10 Months · $10,000+ | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 10 Months · $10,000+ | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · $500+ | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 12 Months · $500+ | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · $500+ | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 18 Months · $500+ | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · $500+ | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 24 Months · $500+ | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months · $500+ | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 30 Months · $500+ | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 36–60-Month CD | 36 - 60 Months · $500+ | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Share certificates lock-in competitive rates. | 36 - 60 Months · $500+ | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Northern’s Money Market Account | $0 to $9,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Northern’s Money Market Account | $10,000.00 to $49,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Northern’s Money Market Account | $50,000.00 to $99,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Northern’s Money Market Account | $100,000.00 and over | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.mynorthern.com/credit-union-share-certificate/ | 2026-11-02 01:12 UTC | ok | 663ade99e9c2 |
| www.mynorthern.com/rates/ | — | stale-page | |
| www.mynorthern.com/open-savings-account-ny/ | 2026-11-02 01:12 UTC | ok | 779f7598c058 |