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Centris rates: up to 3.35% APY

credit union · NCUA CHARTER 28 · www.centrisfcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
IRA Savings Account$9,999.99 & Below 0.15%APY2026-11-01 since 2026-11-01
IRA Savings Account$10,000.00 & Above 0.20%APY2026-11-01 since 2026-11-01
Regular Savings & Rafferty$999.99 & Below 0.10%APY2026-11-01 since 2026-11-01
Regular Savings & Rafferty$1,000.00 & Above 0.10%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
6-Month CD6 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA 6-Month CD6 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account6 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Jumbo Certificates6 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates6 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
7-Month CD7 month · $500.00 3.25%APY2026-11-01 since 2026-11-01
IRA 7-Month CD7 month · $500.00 3.25%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account7 month · $90,000.00 3.35%APY2026-11-01 since 2026-11-01
Jumbo Certificate7 month · $90,000.00 3.35%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates7 month · $500.00 3.25%APY2026-11-01 since 2026-11-01
9-Month CD9 month · $500.00 2.90%APY2026-11-01 since 2026-11-01
IRA 9-Month CD9 month · $500.00 2.90%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account9 month · $90,000.00 3.00%APY2026-11-01 since 2026-11-01
Jumbo Certificate9 month · $90,000.00 3.00%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates9 month · $500.00 2.90%APY2026-11-01 since 2026-11-01
Add-On Certificates12 months · $100.00 0.25%APY2026-11-01 since 2026-11-01
1-Year CD12 month · $500.00 3.00%APY2026-11-01 since 2026-11-01
IRA 1-Year CD12 month · $500.00 3.00%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account12 month · $90,000.00 3.10%APY2026-11-01 since 2026-11-01
Jumbo Certificate12 month · $90,000.00 3.10%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates12 month · $500.00 3.00%APY2026-11-01 since 2026-11-01
15-Month CD15 month · $500.00 3.10%APY2026-11-01 since 2026-11-01
IRA 15-Month CD15 month · $500.00 3.10%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account15 month · $90,000.00 3.20%APY2026-11-01 since 2026-11-01
Jumbo Certificate15 month · $90,000.00 3.20%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates15 month · $500.00 3.10%APY2026-11-01 since 2026-11-01
18-Month CD18 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA 18-Month CD18 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account18 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Jumbo Certificates18 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates18 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
2-Year CD24 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA 2-Year CD24 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account24 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Jumbo Certificates24 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates24 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
3-Year CD36 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA 3-Year CD36 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account36 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Jumbo Certificate36 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates36 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
39-Month CD39 month Jump Up · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA 39-Month CD39 month Jump Up · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account39 month Jump Up · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Jumbo Certificates39 month Jump Up · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates39 month Jump Up · $500.00 2.75%APY2026-11-01 since 2026-11-01
4-Year CD48 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA 4-Year CD48 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account48 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Jumbo Certificates48 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates48 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
5-Year CD60 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA 5-Year CD60 month · $500.00 2.75%APY2026-11-01 since 2026-11-01
IRA Jumbo Certificate Account60 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Jumbo Certificates60 month · $90,000.00 2.85%APY2026-11-01 since 2026-11-01
Regular & IRA Certificates60 month · $500.00 2.75%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Advantage Money Market$0.00 - $2,499.99 0.00%APY2026-11-01 since 2026-11-01
Advantage Money Market$2,500.00 - $9,999.99 0.75%APY2026-11-01 since 2026-11-01
Advantage Money Market$10,000.00 - $24,999.99 1.00%APY2026-11-01 since 2026-11-01
Advantage Money Market$25,000.00 - $49,999.99 1.25%APY2026-11-01 since 2026-11-01
Advantage Money Market$50,000.00+ 1.50%APY2026-11-01 since 2026-11-01
Advantage Plus Money Market$0.00 - $24,999.99 0.00%APY2026-11-01 since 2026-11-01
Advantage Plus Money Market$25,000.00 - $99,999.99 1.50%APY2026-11-01 since 2026-11-01
Advantage Plus Money Market$100,000.00 - $249,999.99 2.00%APY2026-11-01 since 2026-11-01
Advantage Plus Money Market$250,000.00 - $499,999.99 2.25%APY2026-11-01 since 2026-11-01
Advantage Plus Money Market$500,000.00 - $999,999.99 2.75%APY2026-11-01 since 2026-11-01
Advantage Plus Money Market$1,000,000.00+ 3.25%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Dividend CheckingAny Balance 0.10%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.centrisfcu.org/certificates-and-investments/certificates/2026-11-01 20:33 UTC ok104b89cc0b8f
www.centrisfcu.org/certificates-and-investments/investments/2026-11-01 20:33 UTC okaa14420ac0c7
www.centrisfcu.org/rates/2026-11-01 20:33 UTC ok8e6ca27c3f58