Cme rates: up to 4.04% APY
credit union · NCUA CHARTER 294 · www.cmefcu.org/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Accounts | $0 - $999 | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Accounts | $1,000 - $14,999 | 0.40% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Accounts | $15,000 - $24,999 | 0.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Accounts | Over $25,000 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Savings | $0 - $999 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Savings | $1,000 - $9,999 | 2.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Savings | $10,000 - $24,999 | 1.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Savings | $25,000 - $49,999 | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Savings | Over $50,000 | 0.03% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account Information | $100 - $999 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account Information | $1,000 – $14,999 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account Information | $15,000 - $49,999 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account Information | Over $50,000 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 months | 3.02% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 6-Month CD | 6 months | 3.62% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 9-Month CD | 9 months | 3.73% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | 12 months | 3.80% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 15-Month CD | 15 months | 3.85% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 18-Month CD | 18-month bump | 3.88% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 24 months | 3.91% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 30-Month CD | 30-month bump | 3.95% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 36 months | 3.99% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | 48 months | 4.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 60 months | 4.04% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 6-Year CD | 72 months | 4.04% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 7-Year CD | 84 months | 4.04% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $1,000 - $14,999 | 1.21% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $15,000 – $49,999 | 1.41% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999 | 1.61% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | Over $100,000 | 1.81% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.cmefcu.org/deposit-rates | 2026-11-02 04:34 UTC | ok | e56a3a6cc772 |
| www.cmefcu.org/share-ira-certificates | — | extract-failed |