Charter Oak rates: up to 2.50% APY
credit union · NCUA CHARTER 3413 · www.charteroak.org/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Short-Term Share Certificates | 30 Day | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Short-Term Share Certificates | 3 Month | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Short-Term Share Certificates | 6 Month | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Short-Term Share Certificates | 12 Month | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Long-Term Share Certificates | 18 Month | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Long-Term Share Certificates | 24 Month | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Long-Term Share Certificates | 36 Month | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Long-Term Share Certificates | 48 Month | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Long-Term Share Certificates | 60 Month | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Accumulator Money Market | $0.01 – $2,000.00 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Accumulator Money Market | $2,000.01 – $6,000.00 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Accumulator Money Market | $6,000.01 – $10,000.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Accumulator Money Market | > $10,000.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $0.01 – $9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $10,000.00 – $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $50,000.00 – $99,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | >= $100,000.00 | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.charteroak.org/personal-banking/cd-share-certificates/ | 2026-11-01 19:33 UTC | ok | ccb7f94ccc2d |
| www.charteroak.org/personal-banking/money-markets/ | 2026-11-01 19:53 UTC | ok | 48a27da0f33b |
| www.charteroak.org/personal-banking/hsa-accounts/ | — | extract-failed |