Communication rates: up to 4.35% APY
credit union · NCUA CHARTER 3454 · www.comfedcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account | Over $0 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $0 – $4,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $5,000 – $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $10,000 – $24,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $25,000 – $49,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $50,000 – $99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Account | $100,000 and Above | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Savings | $5 Minimum to Open | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6 Month IRA/Share Certificate | $1,000 · 6 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month IRA/Share Certificate Special | $1,000 · 9 months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 1 Year IRA/Share Certificate | $1,000 · 1 year | 2.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 13 Month IRA/Share Certificate Special | $1,000 · 13 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA/Share Certificate | $1,000 · 18 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 2 Year IRA/Share Certificate | $1,000 · 2 years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 3 Year IRA/Share Certificate | $1,000 · 3 years | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4 Year IRA/Share Certificate | $1,000 · 4 years | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Year IRA/Share Certificate | $1,000 · 5 years | 3.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Liquid Gold Money Market | $0 – $249,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Liquid Gold Money Market | $250,000 – $499,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Liquid Gold Money Market | $500,000 and Above | 1.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking & Savings | Money Max · $0 – $4,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking & Savings | Reverse-Tier Money Max · $0 – $2,000 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking & Savings | Money Max · $5,000 – $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking & Savings | Money Max · $10,000 – $24,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking & Savings | Money Max · $25,000 – $49,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking & Savings | Money Max · $50,000 – $99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking & Savings | Money Max · $100,000 and Above | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Checking – Requirements Met | $25 Minimum to Open | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.comfedcu.org/rates/ | 2026-11-01 18:24 UTC | ok | 85e7dacd68ce |
| www.comfedcu.org/savings/ | 2026-11-01 18:43 UTC | ok | e9dfac3d4ff4 |
| www.comfedcu.org/savings/certificates | 2026-11-01 18:24 UTC | ok | bdb4b6a3f010 |