United StatesUSUKSA
Home / Banks / National Institutes Of Health

National Institutes Of Health rates: up to 5.00% APY

credit union · NCUA CHARTER 3601 · www.nihfcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
6 Month Youth Saver 5.000%APY2026-11-01 since 2026-11-01
Holiday Club Account$0 0.010%APY2026-11-01 since 2026-11-01
Premier Traditional & Roth IRA Savings Account$0-$5,000 0.250%APY2026-11-01 since 2026-11-01
Premier Traditional & Roth IRA Savings Account$5,001-$25,000 0.250%APY2026-11-01 since 2026-11-01
Premier Traditional & Roth IRA Savings Account$25,001 and above 0.250%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
3-Month CD3 Month 3.625%APY2026-11-01 since 2026-11-01
IRA 3-Month CD3 Month 3.875%APY2026-11-01 since 2026-11-01
6-Month CD6 Month 3.375%APY2026-11-01 since 2026-11-01
IRA 6-Month CD6 Month 3.625%APY2026-11-01 since 2026-11-01
9-Month CD9 Month 4.000%APY2026-11-01 since 2026-11-01
IRA 9-Month CD9 Month 4.250%APY2026-11-01 since 2026-11-01
12 Month IRA “Jumbo” certificate1 year 5.00%APY2026-11-01 since 2026-11-01
12 Month IRA “Regular” certificate1 year 4.50%APY2026-11-01 since 2026-11-01
12 Month “Jumbo” certificate1 year 4.75%APY2026-11-01 since 2026-11-01
12 Month “Regular” certificate1 year 4.25%APY2026-11-01 since 2026-11-01
1-Year CD12 Month Jumbo 4.750%APY2026-11-01 since 2026-11-01
1-Year CD12 Month 4.250%APY2026-11-01 since 2026-11-01
IRA 1-Year CD12 Month Jumbo 5.000%APY2026-11-01 since 2026-11-01
IRA 1-Year CD12 Month 4.500%APY2026-11-01 since 2026-11-01
15 Month IRA “Bump Up” certificate15 months 4.50%APY2026-11-01 since 2026-11-01
15 Month “Bump Up” certificate15 months 4.25%APY2026-11-01 since 2026-11-01
15-Month CD15 Month Bump-Up 4.250%APY2026-11-01 since 2026-11-01
IRA 15-Month CD15 Month Bump-Up 4.500%APY2026-11-01 since 2026-11-01
18-Month CD18 Month 3.750%APY2026-11-01 since 2026-11-01
IRA 18-Month CD18 Month 4.000%APY2026-11-01 since 2026-11-01
2-Year CD24 Month 3.750%APY2026-11-01 since 2026-11-01
IRA 2-Year CD24 Month 4.000%APY2026-11-01 since 2026-11-01
30-Month CD30 Month Bump-Up 3.500%APY2026-11-01 since 2026-11-01
IRA 30-Month CD30 Month Bump-Up 3.750%APY2026-11-01 since 2026-11-01
3-Year CD36 Month 4.000%APY2026-11-01 since 2026-11-01
IRA 3-Year CD36 Month 4.250%APY2026-11-01 since 2026-11-01
5-Year CD60 Month 3.500%APY2026-11-01 since 2026-11-01
IRA 5-Year CD60 Month 3.750%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.nihfcu.org/rates/2026-11-02 00:13 UTC ok8e67f4606f39
www.nihfcu.org/personal/accounts/certificates/— pending
www.nihfcu.org/cdspecials/2026-11-02 00:13 UTC ok44fe00750a4f