First Harvest rates: up to 4.25% APY
credit union · NCUA CHARTER 3951 · www.firstharvestcu.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Educator's Club - Tier 2 | rates dated 1 Mar 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Growth Savings | Tier 1 · from $1 · rates dated 1 Mar 2026 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Growth Savings | Tier 2 · from $2 · rates dated 1 Mar 2026 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Growth Savings | Tier 3 · from $3 · rates dated 1 Mar 2026 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Holiday Club | rates dated 1 Mar 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Insurance Savings Rate | rates dated 1 Mar 2026 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Primary Savings | Tier 1 · from $1 · rates dated 1 Mar 2026 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Primary Savings | Tier 2 · from $2 · rates dated 1 Mar 2026 | 3.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Primary Savings | Tier 3 · from $3 · rates dated 1 Mar 2026 | 3.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Primary Savings | Tier 4 · from $4 · rates dated 1 Mar 2026 | 3.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Primary Savings | Tier 5 · from $5 · rates dated 1 Mar 2026 | 0.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | Tier 1 · from $1 · rates dated 1 Mar 2026 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | Tier 2 · from $2 · rates dated 1 Mar 2026 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | Tier 3 · from $3 · rates dated 1 Mar 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Special Savings Rate | rates dated 1 Mar 2026 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Vacation Club | rates dated 1 Mar 2026 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month · rates dated 1 Mar 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 6-Month CD | 6 Month · rates dated 1 Mar 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 7-Month CD | 7 Month (Online Only) · rates dated 1 Mar 2026 | 2.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 8-Month CD | 8 Month · rates dated 1 Mar 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 9-Month CD | 9 Month · rates dated 1 Mar 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 10-Month CD | 10 Month · rates dated 1 Mar 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 11-Month CD | 11 Month · rates dated 1 Mar 2026 | 4.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | 12 Month · rates dated 1 Mar 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 13-Month CD | 13 Month · rates dated 1 Mar 2026 | 2.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 15-Month CD | 15 Month · rates dated 1 Mar 2026 | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 18-Month CD | 18 Month · rates dated 1 Mar 2026 | 3.60% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 24 Month · rates dated 1 Mar 2026 | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 36 Month · rates dated 1 Mar 2026 | 2.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | 48 Month · rates dated 1 Mar 2026 | 2.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 60 Month · rates dated 1 Mar 2026 | 2.90% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0.00 - $9,999.99 · rates dated 1 Mar 2026 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $10,000.00 - $49,999.99 · rates dated 1 Mar 2026 | 0.07% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $50,000.00 or greater · rates dated 1 Mar 2026 | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 11 Month IRA | rates dated 1 Mar 2026 | 4.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 15 Month IRA | rates dated 1 Mar 2026 | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 18 Month IRA | rates dated 1 Mar 2026 | 3.60% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 24 Month IRA | rates dated 1 Mar 2026 | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 60 Month IRA | rates dated 1 Mar 2026 | 2.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 9 Month IRA | rates dated 1 Mar 2026 | 0.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 1 · from $1 · rates dated 1 Mar 2026 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 2 · from $2 · rates dated 1 Mar 2026 | 2.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 3 · from $3 · rates dated 1 Mar 2026 | 2.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 4 · from $4 · rates dated 1 Mar 2026 | 2.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 5 · from $5 · rates dated 1 Mar 2026 | 2.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Free Checking | rates dated 1 Mar 2026 | 0.01% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firstharvestcu.com/rates/ | 2026-11-02 04:34 UTC | ok | 0502dab4e977 |