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Austin Telco rates: up to 4.42% APY

credit union · NCUA CHARTER 4584 · www.atfcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
HSA Savings Account 0.40%APY2026-11-01 since 2026-11-01
IRA Savings Account 0.40%APY2026-11-01 since 2026-11-01
Savings AccountBelow $100 0.00%APY2026-11-01 since 2026-11-01
Starter Savings 0.10%APY2026-11-01 since 2026-11-01
True Youth Savings Account$5.00 to $99.99 0.00%APY2026-11-01 since 2026-11-01
True Youth Savings: Start with 0.10%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
6-Month Jumbo Certificate$95,000 to $224,999 · 6 months 4.01%APY2026-11-01 since 2026-11-01
6-Month Share Certificate$1,000 to $94,999 · 6 months 3.91%APY2026-11-01 since 2026-11-01
6-Month Super Jumbo Certificate6 months 4.11%APY2026-11-01 since 2026-11-01
9-Month Jumbo Certificate$95,000 to $224,999 · 9 months 4.06%APY2026-11-01 since 2026-11-01
9-Month Share Certificate$1,000 to $94,999 · 9 months 3.96%APY2026-11-01 since 2026-11-01
9-Month Super Jumbo Certificate9 months 4.16%APY2026-11-01 since 2026-11-01
12-Month Jumbo Certificate$95,000 to $224,999 · 1 year 4.11%APY2026-11-01 since 2026-11-01
12-Month Share Certificate$1,000 to $94,999 · 1 year 4.01%APY2026-11-01 since 2026-11-01
12-Month Super Jumbo Certificate1 year 4.22%APY2026-11-01 since 2026-11-01
18-Month Jumbo Certificate$95,000 to $224,999 · 18 months 4.16%APY2026-11-01 since 2026-11-01
18-Month Share Certificate$1,000 to $94,999 · 18 months 4.06%APY2026-11-01 since 2026-11-01
18-Month Super Jumbo Certificate18 months 4.27%APY2026-11-01 since 2026-11-01
24-Month Jumbo Certificate$95,000 to $224,999 · 2 years 4.16%APY2026-11-01 since 2026-11-01
24-Month Share Certificate$1,000 to $94,999 · 2 years 4.06%APY2026-11-01 since 2026-11-01
24-Month Super Jumbo Certificate2 years 4.27%APY2026-11-01 since 2026-11-01
36-Month Jumbo Certificate$95,000 to $224,999 · 3 years 4.22%APY2026-11-01 since 2026-11-01
36-Month Share Certificate$1,000 to $94,999 · 3 years 4.11%APY2026-11-01 since 2026-11-01
36-Month Super Jumbo Certificate3 years 4.32%APY2026-11-01 since 2026-11-01
48-Month Jumbo Certificate$95,000 to $224,999 · 4 years 4.27%APY2026-11-01 since 2026-11-01
48-Month Share Certificate$1,000 to $94,999 · 4 years 4.16%APY2026-11-01 since 2026-11-01
48-Month Super Jumbo Certificate4 years 4.37%APY2026-11-01 since 2026-11-01
60-Month Jumbo Certificate$95,000 to $224,999 · 5 years 4.32%APY2026-11-01 since 2026-11-01
60-Month Share Certificate$1,000 to $94,999 · 5 years 4.22%APY2026-11-01 since 2026-11-01
60-Month Super Jumbo Certificate5 years 4.42%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money MarketBelow $2000 0.00%APY2026-11-01 since 2026-11-01
Money Market$2,000 to $24,999 0.25%APY2026-11-01 since 2026-11-01
Money Market$25,000 to $74,999 0.35%APY2026-11-01 since 2026-11-01
Money Market$75,000 to $124,999 0.40%APY2026-11-01 since 2026-11-01
Money Market$125,000 to $499,999 0.50%APY2026-11-01 since 2026-11-01
Money Market$500,000 to $999,999 0.80%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Checking 0.05%APY2026-11-01 since 2026-11-01
HSA Checking Account$0.00 to $1,499.99 0.00%APY2026-11-01 since 2026-11-01
True Checking$0.00 to $1,499.99 0.00%APY2026-11-01 since 2026-11-01
True Youth Checking Account$0.00 to $1,499.99 0.00%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.atfcu.org/products/share-certificates2026-11-01 18:15 UTC okbcd61ab97021
www.atfcu.org/rates/deposit-rates2026-11-01 18:15 UTC okfe37b5f1ac0d