Spectra rates: up to 0.05% APY
credit union · NCUA CHARTER 5380 · www.spectracu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Basic Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Club Accounts | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Share Draft/Checking | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.spectracu.com/special-offers/brilliant-returns-guaranteed-certific | — | http-error | |
| www.spectracu.com/rates/deposit-rates | 2026-11-02 03:22 UTC | ok | 6b10865edd07 |