United Nations rates: up to 4.00% APY
credit union · NCUA CHARTER 5588 · www.unfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 24-month: Simple Saver | 3.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| High-yield savings | $0–$2,499 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High-yield savings | $2,500–$24,999 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| High-yield savings | $25,000–$49,999 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| High-yield savings | $50,000–$199,999 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| High-yield savings | $200,000+ | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA savings 3 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Rates for standard share certificates | 3-month | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 4-month | 2.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 6-month | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 7-month | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 9-month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 12-month | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 18-month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 24-month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 36-month | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 48-month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Rates for standard share certificates | 60-month | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking: Premium rate 2 | $0–$25,000 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking: Standard rate | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.unfcu.org/financial-wellness/unlock-more-flexibility-with-this-sha | — | extract-failed | |
| www.unfcu.org/rates/ | 2026-11-01 13:32 UTC | ok | ec1718ffb63a |
| www.unfcu.org/share-certificates/ | 2026-11-01 13:32 UTC | ok | e2e3f85fb289 |