Sunward rates: up to 5.05% APY
credit union · NCUA CHARTER 5851 · www.gosunward.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings | $100 - $9,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $10,000 and over | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Standard Term Certificates | 3 months · 3.06% DR 3.10% APY1 · from $3.1 | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 3 months · 3.06% DR 3.10% APY1 · from $3.1 | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Term Certificates | 6 months · 3.83% DR 3.90% APY1 · from $3.9 | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 6 months · 3.83% DR 3.90% APY1 · from $3.9 | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Term Certificates | 9 months · 3.88% DR 3.95% APY1 · from $3.95 | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 9 months · 3.88% DR 3.95% APY1 · from $3.95 | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Term Certificates | 12 months · 4.07% DR 4.15% APY1 · from $4.15 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 12 months · 4.07% DR 4.15% APY1 · from $4.15 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| FLEX Account | 16 months · $500 - $99,999.99 | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| FLEX Account | 16 months · $100,000 and over | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Term Certificates | 24 months · 4.17% DR 4.25% APY1 · from $4.25 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 24 months · 4.17% DR 4.25% APY1 · from $4.25 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Term Certificates | 36 months · 3.59% DR 3.65% APY1 · from $3.65 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 36 months · 3.59% DR 3.65% APY1 · from $3.65 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Term Certificates | 48 months · 3.45% DR 3.51% APY1 · from $3.51 | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 48 months · 3.45% DR 3.51% APY1 · from $3.51 | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard Term Certificates | 60 months · 3.50% DR 3.56% APY1 · from $3.56 | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Certificates | 60 months · 3.50% DR 3.56% APY1 · from $3.56 | 3.56% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Savings | $2,500 - $9,999 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $10,000 - $24,999 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $25,000 - $49,999 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $50,000 - $99,999 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $100,000 - $149,999 | 0.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $150,000 - $199,999 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $200,000 and over | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Power Money Market Account | $0.00 - $2,500.00 | 5.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Power Money Market Account | $2,500.01 - $5,000.00 | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Power Money Market Account | $5,000.01 - $10,000.00 | 2.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Power Money Market Account | $10,000.01 - $15,000.00 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Power Money Market Account | $15,000.01 - $25,000.00 | 0.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Power Money Market Account | $25,000.01 and over | 0.14% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | Money Manager | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.gosunward.org/route/rates/ | — | failed | |
| www.gosunward.org/term-certificates/ | 2026-11-01 14:52 UTC | ok | 0a23fafd4246 |
| www.gosunward.org/rates/ | 2026-11-01 14:52 UTC | ok | afafb8d9c183 |