Omni Community rates: up to 5.000% APY
credit union · NCUA CHARTER 60105 · www.omnicommunitycu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | 0.100% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular IRA Savings | 0.400% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | $5 - $4,999.99 | 0.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100 - $4,999.99 | 0.025% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000 - $9,999.99 | 0.050% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $5,000 - $9,999.99 | 0.075% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000 - $24,999.99 | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000 and up | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000+ | 0.598% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000 - $49,999.99 | 0.125% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000 and up | 0.150% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Month Jumbo | 0.850% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month | 0.600% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Month Special | 4.250% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Youth Special | 1 year | 5.000% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month Jumbo | 1.000% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month | 0.750% | APY | 2026-11-01 | since 2026-11-01 | |
| 14-Month CD | 14 Month Special | 4.000% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month Jumbo | 1.100% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month | 0.850% | APY | 2026-11-01 | since 2026-11-01 | |
| 26-Month CD | 26 Month Special | 3.750% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month Jumbo | 1.300% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month | 1.050% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month Jumbo | 1.400% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month | 1.150% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month Jumbo | 1.650% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month | 1.400% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,500 - $24,999.99 | 0.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 - $49,999.99 | 0.300% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999.99 | 0.350% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - $199,999.99 | 0.500% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $200,000 and up | 0.600% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Accounts & HSA | $0 and up | 0.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $0.01-$10,000 | 4.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $100 to $2,499.99 | 0.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $100 to $7,499.99 | 0.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $2,500 to $4,999.99 | 0.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $5,000 to $9,999.99 | 0.050% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $7,499.99 to $14,999.99 | 0.050% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $10,000 to $24,999.99 | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $10,000.01 and up | 0.010% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $15,000.00 and up | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $25,000 to $49,999.99 | 0.125% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Accounts & HSA | $50,000 and up | 0.150% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.omnicommunitycu.org/rates | 2026-11-02 01:44 UTC | ok | 46b72d8d9255 |