Dow rates: up to 4.50% APY
credit union · NCUA CHARTER 60137 · www.dowcreditunion.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Yield Savings | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Simple CDs | 3 Months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 6 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard CDs | 6 Months | 3.54% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth CDs | 6 Months | 3.69% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA CDs | 12 Months | 3.58% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 12 Months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard CDs | 12 Months | 3.58% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth CDs | 12 Months | 3.73% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 13 Months SPECIAL | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 18 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard CDs | 18 Months | 3.54% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA CDs | 24 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 24 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard CDs | 24 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA CDs | 36 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 36 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Standard CDs | 36 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Bump Rate CDs | 48 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA CDs | 48 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 48 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Bump Rate CDs | 60 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Simple CDs | 60 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.dowcreditunion.org/account/certificates-of-deposit | 2026-11-01 18:15 UTC | ok | 1f3c013450d8 |
| www.dowcreditunion.org/i-am-looking-for/a-certificate-account | 2026-11-01 18:15 UTC | ok | 6e65ee23ba6e |
| www.dowcreditunion.org/account/rates | 2026-11-01 18:15 UTC | ok | c37fbcab8193 |