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Members Cooperative rates: up to 4.10% APY

credit union · NCUA CHARTER 60216 · www.membersccu.com/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Boosted Savings account$2,500 - $99,999 0.75%APY2026-11-01 since 2026-11-01
Boosted Savings account$100,000 - $249,999 1.00%APY2026-11-01 since 2026-11-01
Boosted Savings account$250,000 - $999,999 1.75%APY2026-11-01 since 2026-11-01
Boosted Savings account$1,000,000+ 2.00%APY2026-11-01 since 2026-11-01
Health Savings Account$0 - $9,999 0.20%APY2026-11-01 since 2026-11-01
Health Savings Account$10,000+ 0.25%APY2026-11-01 since 2026-11-01
Secondary Savings 0.05%APY2026-11-01 since 2026-11-01
Share IRA 0.35%APY2026-11-01 since 2026-11-01
Share Roth 0.35%APY2026-11-01 since 2026-11-01
Share SEP and Share Education 0.35%APY2026-11-01 since 2026-11-01
Share Savings 0.05%APY2026-11-01 since 2026-11-01
Youth Savings 0.05%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Basic 3 Month Share Certificate$1,000.00 · 3 months 1.25%APY2026-11-01 since 2026-11-01
Basic 3 Month Share Certificate$100,000.00 · 3 months 1.25%APY2026-11-01 since 2026-11-01
Basic 6 Month Share Certificate$1,000.00 · 6 months 2.00%APY2026-11-01 since 2026-11-01
Basic 6 Month Share Certificate$100,000.00 · 6 months 2.00%APY2026-11-01 since 2026-11-01
MembersBasic 12 Month Share Certificate$1,000.00 · 1 year 2.15%APY2026-11-01 since 2026-11-01
MembersBasic 12 Month Share Certificate$100,000.00 · 1 year 2.25%APY2026-11-01 since 2026-11-01
MembersBasic 12 Month Share IRA Certificate$1,000.00 · 1 year 2.15%APY2026-11-01 since 2026-11-01
MembersBasic 12 Month Share IRA Certificate$100,000.00 · 1 year 2.25%APY2026-11-01 since 2026-11-01
MembersPlus 12 Month Share Certificate$1,000.00 · 1 year 3.50%APY2026-11-01 since 2026-11-01
MembersPlus 12 Month Share Certificate$100,000.00 · 1 year 3.60%APY2026-11-01 since 2026-11-01
MembersPlus 12 Month Share IRA Certificate$1,000.00 · 1 year 3.50%APY2026-11-01 since 2026-11-01
MembersPlus 12 Month Share IRA Certificate$100,000.00 · 1 year 3.60%APY2026-11-01 since 2026-11-01
Youth 12 Month Share Certificate$250.00 · 1 year 1.70%APY2026-11-01 since 2026-11-01
Youth 12 Month Share Certificate$100,000.00 · 1 year 1.80%APY2026-11-01 since 2026-11-01
MembersBasic 13 Month Share Certificate$1,000.00 · 13 months 4.00%APY2026-11-01 since 2026-11-01
MembersBasic 13 Month Share Certificate$100,000.00 · 13 months 4.00%APY2026-11-01 since 2026-11-01
MembersBasic 13 Month Share IRA Certificate$1,000.00 · 13 months 4.00%APY2026-11-01 since 2026-11-01
MembersBasic 13 Month Share IRA Certificate$100,000.00 · 13 months 4.00%APY2026-11-01 since 2026-11-01
MembersPlus 13 Month Share Certificate$1,000.00 · 13 months 4.10%APY2026-11-01 since 2026-11-01
MembersPlus 13 Month Share Certificate$100,000.00 · 13 months 4.10%APY2026-11-01 since 2026-11-01
MembersPlus 13 Month Share IRA Certificate$1,000.00 · 13 months 4.10%APY2026-11-01 since 2026-11-01
MembersPlus 13 Month Share IRA Certificate$100,000.00 · 13 months 4.10%APY2026-11-01 since 2026-11-01
MembersBasic 24 Month Share Certificate$1,000.00 · 2 years 2.10%APY2026-11-01 since 2026-11-01
MembersBasic 24 Month Share Certificate$100,000.00 · 2 years 2.20%APY2026-11-01 since 2026-11-01
MembersBasic 24 Month Share IRA Certificate$1,000.00 · 2 years 2.10%APY2026-11-01 since 2026-11-01
MembersBasic 24 Month Share IRA Certificate$100,000.00 · 2 years 2.20%APY2026-11-01 since 2026-11-01
MembersPlus 24 Month Share Certificate$1,000.00 · 2 years 3.20%APY2026-11-01 since 2026-11-01
MembersPlus 24 Month Share Certificate$100,000.00 · 2 years 3.40%APY2026-11-01 since 2026-11-01
MembersPlus 24 Month Share IRA Certificate$1,000.00 · 2 years 3.20%APY2026-11-01 since 2026-11-01
MembersPlus 24 Month Share IRA Certificate$100,000.00 · 2 years 3.40%APY2026-11-01 since 2026-11-01
Youth 24 Month Share Certificate$250.00 · 2 years 2.10%APY2026-11-01 since 2026-11-01
Youth 24 Month Share Certificate$100,000.00 · 2 years 2.20%APY2026-11-01 since 2026-11-01
MembersBasic 36 Month Share Certificate$1,000.00 · 3 years 2.80%APY2026-11-01 since 2026-11-01
MembersBasic 36 Month Share Certificate$100,000.00 · 3 years 2.90%APY2026-11-01 since 2026-11-01
MembersBasic 36 Month Share IRA Certificate$1,000.00 · 3 years 2.80%APY2026-11-01 since 2026-11-01
MembersBasic 36 Month Share IRA Certificate$100,000.00 · 3 years 2.90%APY2026-11-01 since 2026-11-01
MembersPlus 36 Month Share Certificate$1,000.00 · 3 years 3.20%APY2026-11-01 since 2026-11-01
MembersPlus 36 Month Share Certificate$100,000.00 · 3 years 3.30%APY2026-11-01 since 2026-11-01
MembersPlus 36 Month Share IRA Certificate$1,000.00 · 3 years 3.20%APY2026-11-01 since 2026-11-01
MembersPlus 36 Month Share IRA Certificate$100,000.00 · 3 years 3.30%APY2026-11-01 since 2026-11-01
MembersBasic 48 Month Share Certificate$1,000.00 · 4 years 2.80%APY2026-11-01 since 2026-11-01
MembersBasic 48 Month Share Certificate$100,000.00 · 4 years 2.90%APY2026-11-01 since 2026-11-01
MembersBasic 48 Month Share IRA Certificate$1,000.00 · 4 years 2.80%APY2026-11-01 since 2026-11-01
MembersBasic 48 Month Share IRA Certificate$100,000.00 · 4 years 2.90%APY2026-11-01 since 2026-11-01
MembersPlus 48 Month Share Certificate$1,000.00 · 4 years 3.20%APY2026-11-01 since 2026-11-01
MembersPlus 48 Month Share Certificate$100,000.00 · 4 years 3.30%APY2026-11-01 since 2026-11-01
MembersPlus 48 Month Share IRA Certificate$1,000.00 · 4 years 3.20%APY2026-11-01 since 2026-11-01
MembersPlus 48 Month Share IRA Certificate$100,000.00 · 4 years 3.30%APY2026-11-01 since 2026-11-01
MembersBasic 60 Month Share Certificate$1,000.00 · 5 years 2.85%APY2026-11-01 since 2026-11-01
MembersBasic 60 Month Share Certificate$100,000.00 · 5 years 2.95%APY2026-11-01 since 2026-11-01
MembersBasic 60 Month Share IRA Certificate$1,000.00 · 5 years 2.85%APY2026-11-01 since 2026-11-01
MembersBasic 60 Month Share IRA Certificate$100,000.00 · 5 years 2.95%APY2026-11-01 since 2026-11-01
MembersPlus 60 Month Share Certificate$1,000.00 · 5 years 3.25%APY2026-11-01 since 2026-11-01
MembersPlus 60 Month Share Certificate$100,000.00 · 5 years 3.35%APY2026-11-01 since 2026-11-01
MembersPlus 60 Month Share IRA Certificate$1,000.00 · 5 years 3.25%APY2026-11-01 since 2026-11-01
MembersPlus 60 Month Share IRA Certificate$100,000.00 · 5 years 3.35%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Savings account$2,500 - $9,999 0.20%APY2026-11-01 since 2026-11-01
Money Market Savings account$10,000 - $49,999 0.25%APY2026-11-01 since 2026-11-01
Money Market Savings account$50,000+ 0.45%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.membersccu.com/rates/ira-certificate-rates/2026-11-01 21:54 UTC ok713b0c0f111d
www.membersccu.com/rates/certificate-rates/2026-11-01 21:54 UTC oka8e0e3b786ec
www.membersccu.com/rates/savings-rates/2026-11-01 21:54 UTC ok9d53f85b2385