Freedom rates: up to 4.28% APY
credit union · NCUA CHARTER 60275 · www.freedomcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Education Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| High-Yield Savings Account Tier 1 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Savings Account | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Primary Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 mos. · 6 months | 4.12% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 mos. · 1 year | 4.17% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 mos. · 18 months | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 mos. · 2 years | 4.28% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 mos. · 30 months | 3.81% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 mos. · 3 years | 3.81% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 mos. · 4 years | 3.81% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 mos. · 5 years | 3.81% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Checking Account | High-Yield Savings Account Tier 2: $10,000 and up | 3.19% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.freedomcu.org/freedom-to-choose-cds/ | 2026-11-01 20:22 UTC | ok | 0d59265ffcaa |
| www.freedomcu.org/accounts/cd/ | 2026-11-01 20:22 UTC | ok | 0d59265ffcaa |
| www.freedomcu.org/rates/ | 2026-11-01 20:22 UTC | ok | 21a646dd49ea |