University Of Illinois Community rates: up to 4.20% APY
credit union · NCUA CHARTER 60583 · www.uoficreditunion.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Holiday Club | None | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Savings | None | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Jump Start Savings | None | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Savings | $1 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Vacation Club | None | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 90 days | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Silver Share Certificate | 90 days | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Silver Share Certificate | 6 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 year | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 1 Year | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Certificates | 1 Year | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Silver Share Certificate | 1 year | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 years | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 2 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Certificates | 2 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Silver Share Certificate | 2 years | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 33-month Add-on Certificate | 33 months add-on | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 3 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Certificates | 3 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Silver Share Certificate | 3 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 4 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Certificates | 4 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Silver Share Certificate | 4 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 5 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Certificates | 5 Years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Silver Share Certificate | 5 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Illini Draft Money Market | $0 - $2,499.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Illini Draft Money Market | $2,500 - $24,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Illini Draft Money Market | $25,000 and up | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $0 - $49,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Money Market | $50,000 and up* | 1.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Loyalty Checking | • No minimum deposit to open • No minimum balance | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.uoficreditunion.org/rates/ | 2026-11-02 00:43 UTC | ok | 644e1ae1f45b |
| www.uoficreditunion.org/banking/certificates/ | 2026-11-02 00:43 UTC | ok | f88e60842db5 |