Bellwether Community rates: up to 4.15% APY
credit union · NCUA CHARTER 60747 · www.bccu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Begin Savings | Up to $500 · rates dated 23 Apr 2026 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Club Accounts | $100.00 · rates dated 23 Apr 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Emergency Savings | Up to $500 · rates dated 23 Apr 2026 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | rates dated 23 Apr 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Primary Share Savings | $100.00 · rates dated 23 Apr 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Secondary Savings | $100.00 · rates dated 23 Apr 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6 Month Certificate | 6 months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month IRA Certificate | 6 months · rates dated 23 Apr 2026 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month Certificate | 9 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month IRA Certificate | 9 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Certificate | 1 year · rates dated 23 Apr 2026 | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month IRA Certificate | 1 year | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month Certificate | 18 months · rates dated 23 Apr 2026 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA Certificate | 18 months · rates dated 23 Apr 2026 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month Certificate | 2 years · rates dated 23 Apr 2026 | 2.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month IRA Certificate | 2 years · rates dated 23 Apr 2026 | 2.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Certificate | 3 years | 2.74% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month IRA Certificate | 3 years · rates dated 23 Apr 2026 | 2.74% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month Certificate | 4 years | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month IRA Certificate | 4 years | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month Certificate | 5 years | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month IRA Certificate | 5 years | 2.90% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | rates dated 23 Apr 2026 | 0.79% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market | rates dated 23 Apr 2026 | 1.70% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bccu.org/rates | 2026-11-02 01:33 UTC | ok | fb33fd87b9ee |
| www.bccu.org/bank/certificates | 2026-11-02 01:33 UTC | ok | 876d484b9840 |
| open.bccu.org/consumer/welcome | — | failed |