Hoosier Hills rates: up to 4.05% APY
credit union · NCUA CHARTER 60768 · www.hoosierhills.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| APY Dividend Rates Health Savings Account | 0.60% | APY | 2026-11-01 | since 2026-11-01 | ||
| Club Accounts | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Goal-Based Savings | 0.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 month | 1.21% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 month | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 month Save to Win | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 month | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Save To Win Certificate | 12 month Save to Win | 2.12% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 10 or 15 month special | 4.01% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 month | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 month | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 month | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 month | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month | 3.56% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Money Market | $5,000 - $249,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market | $250,000 - $499,999 | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market | $500,000 - $999,999 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market | $1,000,000 - $2,999,999 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market | $3,000,000 - Above | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $2,500 - $9,999 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $10,000 - $24,999 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $25,000 - $49,999 | 1.06% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $50,000 - $99,999 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $100,000 - $249,999 | 1.81% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $250,000 - Above | 2.17% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $0 - $2,499 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $2,500 - $9,999 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000 - $24,999 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 - $49,999 | 1.06% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - $249,999 | 1.81% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 - Above | 2.17% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| FREE Checking | Average balance of less than $1,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| FREE Checking | Average balance of $1,000 or more | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Spending (Teen Checking) | Average balance of less than $1,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Spending (Teen Checking) | Average balance of $1,000 or more | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.hoosierhills.com/personal/save/certificates | 2026-11-01 23:13 UTC | ok | c1c342c92197 |
| www.hoosierhills.com/personal/save/savings-rates | 2026-11-01 23:13 UTC | ok | e8e19ba9191c |
| www.hoosierhills.com/personal/save/money-market-accounts | 2026-11-01 23:13 UTC | ok | 71a66d89295b |